Local Guidance with Peggy Jensen, Halifax Real Estate Agent
Thinking About Moving to Nova Scotia? Here’s What You Need to Know
Nova Scotia is a wonderful place to live, and more people are choosing to relocate here from the United States and around the world. Every move is unique, and there are many reasons people come — lifestyle, family, retirement, remote work, or simply a desire for a peaceful coastal environment. While the immigration process can be complex, the most important thing to know is that you are welcome here. I can’t provide immigration advice, but I can help with housing, neighbourhood insights, and what life is like in Halifax and surrounding communities.
Why Nova Scotia Is Attracting Newcomers
Nova Scotia offers an excellent balance of lifestyle, natural beauty, and convenience. You’ll find friendly communities, ocean views, clean air, and a slower pace of life without giving up amenities. Halifax, Dartmouth, Bedford, Cole Harbour and nearby areas offer schools, healthcare, employment options and a strong sense of community — all within minutes of beaches, trails and parks.
Moving to Nova Scotia from the United States
Many of my clients are moving from the United States. Some have Canadian roots, some are looking for a change of pace, and others simply fall in love with the idea of coastal living. Because Nova Scotia is so close to several northeastern states, it has always been common for people to move back and forth between the two countries for work, family, or seasonal living. For many Americans, the transition is smoother than they expect — we share language, culture, coastal lifestyles, and similar real estate systems. While immigration rules vary, understanding communities, housing and cost of living is a great first step.
For real-time advice from people who have already made the jump or considering this move, we highly recommend the Facebook group Moving from U.S. to Canada (Note: This is an external community; please be sure to read their specific group rules before posting.)”
Moving from Other Countries
Nova Scotia is also home to newcomers from the U.K., Europe, Asia, and beyond. The province offers multicultural services, universities, an international airport, and support programs. Whether you’re planning to study, work, invest, or join family, there are many ways to become part of our community. Immigration requirements are different for everyone, so it’s best to refer to official government resources for accurate information.
Settling Into Your New Community
Life in Nova Scotia feels friendly and relaxed. People say hello, neighbours chat, and communities are active. Whether you enjoy the outdoors, arts and culture, restaurants, sports or simply quiet coastal walks, there is something here for everyone. Many newcomers quickly feel at home and appreciate the balance of city living with nature close by.
Before You Buy: Key Rules and Costs to Understand
If you are planning to buy a home in Nova Scotia from outside Canada, there are a few important rules and expenses to understand early. These details can affect where you can purchase and how much cash you will need on closing.
Where You Can Buy (Foreign Buyer Rules and Restricted Areas)
Canada has had federal rules that can restrict certain property purchases by non Canadians in specific locations, often tied to population areas such as Census Metropolitan Areas (CMAs).
In Nova Scotia, this may affect parts of the Halifax region and surrounding areas. Eligibility can vary depending on your residency status and situation. For example, buyers with a Canadian work permit, permanent residency, or an active immigration plan may have more options than buyers living abroad.
Because rules can change, it is always wise to confirm eligibility with a Nova Scotia real estate lawyer before making an offer.
Learn more about the Prohibition of Property by Non-Canadians Act
Deed Transfer Taxes and Closing Costs to Budget For
Many buyers are surprised by the deed transfer taxes in Nova Scotia, especially in HRM and for non resident buyers.
Here are two important costs to understand:
- Municipal Deed Transfer Tax (HRM): 1.5%
- Nova Scotia Non Resident Deed Transfer Tax: 10% (when applicable)
Example: On a $500,000 purchase, deed transfer taxes could total approximately $57,500.
A refund may be possible in some cases if you become a full time Nova Scotia resident within a set timeframe, but documentation is required and this should be confirmed with your lawyer.
Immigration Resources
For visa, residency, or documentation questions, the best information comes from official sources. Immigration rules can change, so it’s always wise to start with the Government of Canada website or speak with a licensed immigration consultant.
Frequently Asked Questions (FAQ)
Can Americans and international buyers purchase property in Nova Scotia?
In many cases, yes. However, eligibility depends on residency status and where the property is located in Nova Scotia. Rules can change, so it is important to confirm eligibility before making an offer.
Is Halifax restricted for foreign buyers?
Some areas in and around Halifax may fall within restricted regions under federal foreign buyer rules. Eligibility can vary depending on factors such as work permits, permanent residency, and immigration plans. Confirm details with a Nova Scotia real estate lawyer.
What is a CMA and why does it matter?
CMA stands for Census Metropolitan Area. Some foreign buyer restrictions are tied to whether a property is located inside or outside a CMA.
Do I need 35 percent down as a non resident buyer?
Many non resident buyers may be required to provide a higher down payment, often around 35 percent. Mortgage rules vary by lender and may improve with permanent residency, a work permit, or Canadian employment.
Ready to Explore Housing?
When you’re ready to explore housing, I’m happy to help. I work with buyers relocating from across Canada, the United States, and abroad, and I would love to answer your questions about neighbourhoods, schools, and lifestyle in Halifax, Dartmouth and surrounding communities.